Condo insurance is like homeowners insurance that’s specifically designed for condo owners. Its coverages vary slightly from homeowners’ coverages, because condo owners have slightly different insurance needs. The protections that condo insurance provides meets condo owners needs, though, and everyone who has a condo should have a condo insurance policy.
Condo owners have three primary insurance needs related to their condominiums, and condo insurance addresses all three needs. They need:
Condo insurance policies include different combinations of coverages and different levels, so it’s important to look at policies carefully. With the help of an agent, you’ll easily be able to find a policy that has coverages suited to meet your needs.
If you own a condominium in Memphis, TN, condo insurance agents at our office can help you shop for condo insurance. All of our Tennessee-licensed insurance agents are independent insurance agents, so they can find you a policy from any insurance company in Tennessee. They’ll make sure you get a policy that has low premiums and robust coverages.
We also have condo insurance agents licensed in Mississippi, South Carolina and Arkansas, in addition to Tennessee.
Whether you need your first condo insurance policy or have had the same policy for years, let us at Keltner Insurance help you shop around. We’re confident we can find the best policy for your situation. To begin the search, contact our agents through our website.